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Life Insurance

West Virginia University (WVU) provides life insurance benefits to eligible WVU employees and their dependents through a group life insurance policy administered by the Public Employees Insurance Agency (PEIA) and underwritten by MetLife.  

Basic Life and AD&D Insurance

WVU provides basic life and accidental death and dismemberment (AD&D) at no cost to active benefits-eligible employees.
  • The basic life benefit is $10,000 under age 65.
  • Coverage reduces to $6,500 for ages 65-69.
  • Coverage further reduces to $5,000 for age 70 and above.

Voluntary Life Insurance

In addition to basic life insurance, employees may also purchase additional voluntary decreasing term optional life insurance for themselves and term dependent life insurance for their legal dependents. 
Optional Life Insurance
New benefits-eligible employees are guaranteed up to $100,000 coverage without evidence of insurability provided enrollment is made within the new hire enrollment period, during the month of hire and two following months. 
  • Premiums are determined by age, coverage amount and tobacco status.
  • Coverage amounts range from $5,000 up to $500,000.
  • An employee may add optional life insurance at any time with evidence of insurability which is subject to underwriting by MetLife.
  • An employee may reduce optional life insurance at any time down to the minimum pre-tax amount of $40,000.
  • An employee may only cancel or drop optional life insurance during the annual open enrollment period.
To view rates and additional plan details, visit the PEIA life insurance page.

Visit PEIA's Manage My Benefits to apply for or make changes to optional life insurance coverage.
Dependent Life Insurance
  • Coverage amounts range from $5,000 up to $40,000 for spouse and $2,000 up to $15,000 per child.
  • An employee may add dependent life insurance at any time with evidence of insurability which is subject to underwriting by MetLife.
  • An employee may only cancel or drop dependent life insurance during the annual open enrollment period.
To view rates and additional plan details, visit the PEIA life insurance page.

Visit PEIA's Manage My Benefits to apply for or make changes to dependent life insurance coverage.

Beneficiaries

In the event of your death, life insurance policy benefits are awarded to the people designated as beneficiary(ies) with MetLife.
To view and/or change beneficiaries for basic and or optional life insurance benefits, please visit mybenefits.metlife.com, and select West Virginia Public Employees Insurance Agency (PEIA) as your employer or call MetLife a 888-466-8640.